*,*:before,*:after{box-sizing:border-box;margin:0;padding:0}:root{--navy: #00437B;--navy-light: #015a9e;--teal: #02906E;--teal-dark: #026b52;--red: #FF0000;--red-hover: #cc0000;--gold: #F9A600;--white: #ffffff;--off-white: #f7f7f8;--gray-100: #efeff0;--gray-200: #C5C6C7;--gray-500: #8a8b8c;--gray-700: #4b4c4d;--gray-900: #000000;--text: #000000;--font-sans: "Barlow", system-ui, sans-serif;--font-heading: "Barlow Condensed", system-ui, sans-serif;--radius: 8px;--shadow: 0 2px 12px rgba(0,67,123,.12)}html{scroll-behavior:smooth}body{font-family:var(--font-sans);color:var(--text);background:var(--white);line-height:1.6}a{color:inherit;text-decoration:none}.site-nav{position:sticky;top:0;z-index:100;background:var(--navy);box-shadow:0 2px 8px #0000002e}.nav-inner{max-width:1200px;margin:0 auto;display:flex;align-items:center;justify-content:space-between;padding:0 24px;height:68px}.nav-logo{display:flex;align-items:center}.nav-logo img{height:48px;width:auto;display:block}.nav-links{display:flex;gap:4px;align-items:center}.nav-item{position:relative}.nav-item>a,.nav-item>button{display:flex;align-items:center;gap:4px;padding:8px 14px;border-radius:6px;font-size:15px;font-weight:500;color:#ffffffe0;background:none;border:none;cursor:pointer;transition:background .15s,color .15s;white-space:nowrap}.nav-item>a:hover,.nav-item>button:hover{background:#ffffff1a;color:var(--white)}.nav-item>a.active{color:var(--gold)}.nav-dropdown{position:absolute;top:calc(100% + 4px);left:0;background:var(--white);border-radius:var(--radius);box-shadow:var(--shadow);min-width:180px;padding:6px;opacity:0;pointer-events:none;transform:translateY(-6px);transition:opacity .15s,transform .15s;border:1px solid var(--gray-200)}.nav-item:hover .nav-dropdown,.nav-item:focus-within .nav-dropdown{opacity:1;pointer-events:all;transform:translateY(0)}.nav-dropdown a{display:block;padding:9px 14px;border-radius:6px;font-size:14px;color:var(--gray-700);transition:background .12s,color .12s}.nav-dropdown a:hover{background:var(--gray-100);color:var(--navy)}.nav-cta{background:var(--red)!important;color:var(--white)!important;padding:8px 18px!important;border-radius:6px;font-weight:600!important;font-size:14px!important;transition:background .15s!important;white-space:nowrap;flex-shrink:0}.nav-cta:hover{background:var(--red-hover)!important}.nav-phone{font-size:14px;font-weight:600;color:#ffffffe0;margin-right:8px}.hamburger{display:none;background:none;border:none;cursor:pointer;color:#fff;padding:6px}.mobile-menu{display:none;background:var(--navy-light);padding:12px 16px 20px}.mobile-home{display:block;padding:14px 8px;font-size:16px;font-weight:600;color:var(--white);border-bottom:1px solid rgba(255,255,255,.12)}.mobile-section{padding:6px 0;border-bottom:1px solid rgba(255,255,255,.12)}.mobile-section-title{font-size:11px;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--gold);padding:10px 8px 2px}.mobile-section a{display:block;padding:10px 8px 10px 20px;font-size:15px;font-weight:500;color:#ffffffd9}.mobile-section a:active{color:var(--white)}.mobile-cta{display:block;text-align:center;margin-top:16px;background:var(--red);color:var(--white);font-weight:600;padding:14px;border-radius:8px;font-size:15px}.mobile-phone{display:block;text-align:center;padding:16px 8px 4px;color:var(--gold);font-weight:600;font-size:15px}@media (max-width: 900px){.nav-links,.nav-phone{display:none}.hamburger,.mobile-menu.open{display:block}}.nav-item.has-mega{position:static}.mega-trigger svg{transition:transform .15s}.nav-item.has-mega:hover .mega-trigger svg,.nav-item.has-mega:focus-within .mega-trigger svg{transform:rotate(180deg)}.mega-panel{position:absolute;top:100%;left:0;right:0;background:var(--white);border-top:1px solid var(--gray-200);box-shadow:0 16px 32px #00000024;opacity:0;visibility:hidden;transform:translateY(-8px);transition:opacity .16s ease,transform .16s ease,visibility .16s;z-index:95}.nav-item.has-mega:hover .mega-panel,.nav-item.has-mega:focus-within .mega-panel{opacity:1;visibility:visible;transform:translateY(0)}.mega-inner{max-width:1200px;margin:0 auto;padding:28px 24px 32px;display:grid;grid-template-columns:repeat(3,1fr) minmax(220px,300px);gap:28px}.mega-col h4{font-size:12px;font-weight:600;letter-spacing:.08em;text-transform:uppercase;color:var(--gray-500);margin-bottom:10px}.mega-col a{display:block;padding:8px 0;font-size:15px;font-weight:500;color:var(--gray-700);transition:color .12s}.mega-col a:hover{color:var(--navy)}.mega-cta{display:flex;flex-direction:column;gap:5px;background:var(--navy);color:var(--white);border-radius:12px;padding:20px 22px;justify-content:center;transition:background .15s}.mega-cta:hover{background:var(--navy-light)}.mega-cta-eyebrow{font-size:11px;font-weight:600;letter-spacing:.08em;text-transform:uppercase;color:var(--gold)}.mega-cta-title{font-family:var(--font-heading);font-size:21px;font-weight:700;line-height:1.12}.mega-cta-sub{font-size:13px;color:#fffc;line-height:1.5}.mega-cta-link{margin-top:8px;font-size:14px;font-weight:600;color:var(--gold)}.site-footer{background:var(--navy);color:#ffffffbf;padding:64px 24px 32px}.footer-inner{max-width:1200px;margin:0 auto;display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:48px}.footer-brand .brand-mark{height:60px;width:auto;display:block;margin-bottom:16px}.footer-brand p{font-size:14px;line-height:1.7;max-width:280px}.footer-brand .contact-details{margin-top:16px}.footer-brand .contact-details a{display:block;color:#ffffffe0;font-size:14px;margin-bottom:4px}.footer-brand .contact-details a:hover{color:var(--gold)}.footer-col h4{font-size:12px;font-weight:600;letter-spacing:.08em;text-transform:uppercase;color:#ffffff73;margin-bottom:16px}.footer-col a{display:block;font-size:14px;color:#ffffffb8;margin-bottom:10px;transition:color .12s}.footer-col a:hover{color:var(--white)}.footer-social{display:flex;gap:12px;margin-top:20px}.footer-social a{width:36px;height:36px;border-radius:6px;background:#ffffff14;display:flex;align-items:center;justify-content:center;color:#ffffffb3;transition:background .15s,color .15s}.footer-social a:hover{background:#ffffff29;color:var(--white)}.footer-bottom{max-width:1200px;margin:40px auto 0;padding-top:24px;border-top:1px solid rgba(255,255,255,.1);display:flex;justify-content:space-between;align-items:center;font-size:12px;color:#fff6;flex-wrap:wrap;gap:8px}.footer-disclaimer{max-width:1200px;margin:16px auto 0;font-size:11px;color:#ffffff4d;line-height:1.6}@media (max-width: 768px){.footer-inner{grid-template-columns:1fr 1fr;gap:32px}}@media (max-width: 480px){.footer-inner{grid-template-columns:1fr}}.container{max-width:1200px;margin:0 auto;padding:0 clamp(20px,4vw,44px);width:100%}.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;padding:12px 24px;border-radius:var(--radius);font-family:var(--font-sans);font-size:15px;font-weight:600;cursor:pointer;border:none;transition:all .15s;text-decoration:none}.btn-primary{background:var(--red);color:var(--white)}.btn-primary:hover{background:var(--red-hover);transform:translateY(-1px)}.btn-outline{background:transparent;color:var(--navy);border:2px solid var(--navy)}.btn-outline:hover{background:var(--navy);color:var(--white)}.btn-white{background:var(--white);color:var(--navy)}.btn-white:hover{background:var(--off-white)}main{min-height:60vh}